Linda Raymond Real Estate Blog, Fairfield, Westport & More

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When Do I Need a Buyer Agent & What Will They Do For Me?

If you are like many people looking for a new home you may wonder, when do I need to get a Realtor on board, and what will they do for me? In the current fast-paced market in which listings often arrive and disappear within days or weeks, it is important to be well prepared. You should get your agent on board within six months of when you want to be in your new home. This allows time for your agent to inform you of the process, set up your searches, understand what is most important to you and research properties of interest so that you are completely comfortable and ready to act when the home you love come along!

Securing a new home is one of the most monumental life changes you will make. Yet it is not something you do every day, so how would you know what you don’t know?

There are many components to the process that need to be managed including everything from honing in on your true priorities to tempering the emotions and personality types of all parties involved. There is property valuation and strategy when considering your offer terms, especially in the current competitive market of multiple offers. Your agent must work to bring everyone together to work as a team serving your best interests, including the two attorneys, the seller’s realtor, the lender, appraiser, contractors, town hall personnel, the sellers, and you. There is due diligence to conduct and there are pitfalls to avoid. There are laws, regulations, and legal forms. There are incremental deposits that need to be carefully handled. There is a strict timeline that could result in the loss of your deposit if not adhered to and managed. There are a wide range of inspection items to consider and negotiate. And before any of this, there is the process of considering all your lifestyle factors and priorities when choosing a new location, neighborhood and home. 

So my service for you falls under the categories of understanding your wants and needs, providing key information so that you feel comfortable in making informed decisions, and managing the communications, negotiations and relationships to ensure the smoothest possible experience for you.

Here are 50 things I do for my buyer clients.

  1. #RealEstateSuccess
  2. #HomeBuyerGuide
  3. #RealtorServices
  4. #HomeBuyingTips
  5. #RealEstateValue
  6. #BuyWithConfidence
  7. #RealtorSupport
  8. #BeyondFourWalls
  9. #SeamlessTransactions
  10. #HomeBuyersJourney
  11. #RealEstateInsider
  12. #HomeBuyingExperience
  13. #RealtorExcellence
  14. #InformedDecisions
  15. #SmoothTransactions


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Condo Buyers and Sellers: Mastering the Crucial Bylaws Tip


Just Sold! 💥 🏡

We had a very smooth transaction with this condo sale, and I’m sure my client will love his new home and lifestyle! Every transactions brings to light something new or an important tip to take to heart.

In the fast-paced world of condo transactions, a vital tip can make all the difference for both buyers and sellers:

Understand the condo bylaws before diving in.

Buyer Tip: 💁🏻

Buyers, don’t let the excitement of finding the perfect condo overshadow the importance of checking the bylaws upfront. Prioritize understanding restrictions that might clash with your plans—whether it’s running a business, renting or selling your unit, or making alterations. Save yourself from investing in a mismatched property.

Seller Tip: 💁🏽‍♂️

Sellers, leverage your knowledge of key restrictions or the absence thereof in the bylaws. Highlighting these details can streamline your sale. Transparency about limitations or the lack of them can be a selling point that attracts buyers.

By proactively grasping condo bylaws, buyers and sellers can save time and avoid unnecessary stress. It’s a simple tip that can ensure a smoother transaction and prevent future headaches.

In the condo market, knowledge truly is power. So, whether you’re buying or selling, mastering those bylaws might just be your secret weapon for a successful purchase or sale! 💫


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Decoding Home 🏡 Valuation: 4 Ways Your Agent’s Analysis Differs from Quick Online Estimates

See the video clip

It can’t hurt to check out a quick online home estimate to see what your house is worth, right?

Yes, and no.

Quick estimates from websites such as Zillow can be helpful as well as very misleading😳. As long as you understand that the number you get is a broad estimate based on an algorithm with limited capabilities you’re all good 🤩!

So what are four ways your agent’s analysis differs from a quick online estimate from Zillow?

  1. Market Timing – The recommended list price from your agent is based on the most recent sale activity near your home as well as the current potential competition (active listings). Sites like Zillow may or may not use the most current market data. They pull from tax records, which may have errors, might not be up to date, and don’t account for market conditions.
  2. Home Improvements – Your agent tours your home with you and takes detailed notes about all the assets you have and improvements you have made. Has Zillow come for a visit lately..? 🧐
  3. Location, Location, Location – Your agent knows if your home is on a quiet street with incredible views, and close to all the local amenities, as well as if there are location challenges we need to strategically account for. The online algorithms do not have a way to assess value based on the characteristics of each home’s location.
  4. Presentation – Your agent knows that when your home shows well, this usually results in a faster sale and more money in your pocket. Furthermore, your agent will help guide you on ways to boost your home’s presentation so you can secure top dollar. The online algorithms don’t have eyes into anyone’s living room.

So if you’re curious about an instant home estimate, check Zillow and the William Raveis Home Estimate Tool for comparison. When you’re ready to know where you stand so you can make informed decisions, give your agent a call.

  1. #HomeValuation
  2. #RealEstateAnalysis
  3. #AgentVsOnlineEstimates
  4. #MarketTiming
  5. #HomeImprovements
  6. #LocationMatters
  7. #PropertyPresentation
  8. #RealEstateTips
  9. #ZillowEstimates
  10. #RealEstateInsights
  11. #PropertyValue
  12. #AgentExpertise
  13. #InformedDecisions
  14. #HomeSelling
  15. #WilliamRaveisRealEstate
  16. #LindaRaymondRealtor
  17. #RealEstateAdvice
  18. #PropertyMarket
  19. #ComparingEstimates
  20. #HomeWorth


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Navigating the Current Real Estate Landscape: Waiting for Interest Rates to Return to 2.85%

In the dynamic world of real estate, interest rates hold a significant sway over homebuyers’ decisions. Likewise, rates have an impact on homeowners’ ability to sell. As memories of the desirable 2.85% interest rate linger, the current market fluctuations have left potential homeowners pondering their next move. Of course, the unspoken value proposition in all of this is the impact that ‘home’ has on your lifestyle and quality of life. Each person needs to weigh how much they value their lifestyle relative to what they are willing to invest in a new home. In this discussion, we’ll delve into some strategic approaches that can help you navigate this uncertainty while awaiting the (unlikely) return of the coveted 2.85% interest rate.

1. Exploring Adjustable Rate Mortgages (ARMs) for Lower Rates: Consider opting for an Adjustable Rate Mortgage (ARM) in a higher interest rate climate. ARMs often begin with a lower rate than fixed-rate mortgages, potentially offering more affordable initial payments. As interest rates are expected to fluctuate, ARMs can be a prudent choice if you anticipate rates to decrease in the future. It’s crucial to understand the terms and associated risks of ARMs before making a decision.

2. Seizing Opportunity: Buying Now and Refinancing for Lower Rates: Rather than endlessly waiting for the ideal 2.85% rate, consider purchasing a home now and exploring refinancing opportunities later. By securing a home at current rates, you can build equity and enjoy the benefits of homeownership. Keep a vigilant eye on market trends to identify the optimal time for refinancing to secure a more favorable rate.

3. Negotiating Seller Concessions for Reduced Costs: Leverage negotiation skills when making an offer on a home by requesting a seller concession. This concession can be used to buy down the interest rate or cover closing costs. Keep in mind, that sellers typically have more leverage than buyers in the current market, but if a home has been lingering on the market longer than the average market time, the homeowner might be willing to work with you for a win-win agreement. This approach provides a means to mitigate the impact of higher interest rates, enhancing short-term affordability and financial flexibility.

4. Diversifying Investment Strategies: Exploring Real Estate Investment: For those hesitant about primary homeownership due to interest rates, diversifying into real estate investment can be an attractive alternative. Options like rental properties and real estate investment trusts (REITs) allow you to benefit from market dynamics while potentially bolstering your investment portfolio. Thorough research is essential to navigate each avenue’s nuances and risks.

5. Seeking Expert Guidance: Partnering with Financial Professionals: To effectively navigate the intricate interplay of interest rates and real estate, consult financial advisors, mortgage experts, and real estate professionals. Their insights and tailored advice can help you make informed decisions aligned with your financial goals and market projections.

Conclusion: In the pursuit of the elusive 2.85% interest rate, remember that the real estate market’s complexity extends beyond rates alone. By exploring ARM options, capitalizing on current opportunities and planning for future refinancing, negotiating for seller concessions, and diversifying investment strategies, you can confidently navigate today’s real estate landscape. Stay informed, seek professional counsel, and make choices tailored to your financial situation and aspirations.


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Dreaming of Barbie’s castle? Now, let’s make the savvy grown-up choice!

See Instagram Reel!

If you’re dreaming of Barbie’s Castle, now’s the time to make the practical, savvy, grown-up choice! 🙂

Step into History and Luxury: Discover 6 Crockett Street, Rowayton’s Charming Victorian Gem! Welcome to this enchanting home on coveted, historic Oysterman’s Row along the harbor. It boasts a walk-to-everything location, charming wrap-around porch, idyllic gardens, new stone walkways, & delicate wrought iron gates. Bright & airy with 9-ft ceilings & tall windows, the gracious foyer leads to a spacious family room & elegant fireplace. Save energy with propane, tankless hot water, spray foam insulation, new Anderson windows upstairs, & maintenance-free Azek on the porch. Gaze at the water from upstairs before exploring the charming maritime community. Walk to the beach, quaint eateries, & Pinkney Park. Explore bustling SONO, or hop on a train to NYC in under an hour. Enjoy covered parking for 2 cars in the garage & carport. Experience the joy of history, luxury, & serenity in this one-of-a-kind home.

Call for more information. Linda Raymond, Realtor®
2 0 3 – 9 1 2 – 4 4 4 0
William Raveis Real Estate 2525 Post Rd – Southport, CT 06890

In the meantime, there’s no harm in channeling your inner Barbie! An enthusiastic group from our Southport office sure did! ….We saw the movie too! 🙂


#BarbieDreamsToReality
#GrownUpSavvyLiving
#PracticalLuxuryChoice
#RowaytonCT
#Rowayton
#CTRealEstate
#HomeForSale
#VintageHome
#ComingSoon
#DowntownMarina
#HistoricHome
#DreamHome
#HomeSweetHome
#HouseHunting
#RealEstate
#HomeBuyers
#HomeDecor
#RowaytonLiving
#VintageCharm
#HomeInspiration
#HouseGoals
#DreamHouse
#RowaytonLife
#Yourcastlemymission
#LindaRaymondRealtor


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🏡☀️ July 2023 Fairfield/Westport CT Housing Prices & Your Moving Plans After Summer Vacation

Prices went down a little bit in July… Because the rates are high, and all the buyers left the market, right? 🤨

-Ah…No. Prices were up again in July and we still have an imbalance ⚖️ of supply 

and demand. 

Why are Prices Still Going Up when buyers are sidelined due to interest rates?!

I want to read a quote to you from Lawrence Yun, who’s the Chief Economist 

for NAR. This puts it in perspective He says, “We need 50% more listings to reach pre-pandemic 

2019 housing inventory levels. And we need 100% growth in listings to reach an adequate 

supply.” 

So as a result, the average sale price was 104 to 105% of the listing price in Fairfield 

and Westport in July. And the accepted offers compared to the total available listings were 

also way higher than pre-pandemic levels. It has gone down a little bit from the past two years, 

but compared to 2019, accepted offers accounted for 27% of the active listings in Fairfield, 

which was DOUBLE what it was in 2019 (13%), and 15% of the available listings had accepted 

offers in Westport, which was TRIPLE what it was in 2019 (5%). So there is still extreme demand relative to the supply. 

What’s the Good News?

🏡 The GOOD NEWS is that rising prices mean that, on the sale side, you 

enjoy a high sale price. On the buy side, when you get into your new home, you can enjoy equity 

from the continued appreciation ↗️ in prices. 

🏡 New listings 🎉 are also coming on the market each day. We have 46 new listings on the market in Fairfield and Westport as we speak. 

🏡 And the market time ⏰ is a little bit longer. Instead of just a few weeks before something flies off the shelf with an accepted offer, now listings are staying on the market for an average of one to two months before going to contract, so you have a little bit more time to make decisions 😅. 

🏡 And who knows, MAYBE RATES WILL COME DOWN at the end of this year or next year 🙏! 

So, send me a note now, and when you come back from your summer vacation, think about making your move! You can also see all the July stats here.

  • #FairfieldRealEstate
  • #FairfieldCTRealEstate
  • #WestportCTRealEstate
  • #WestportRealEstate
  • #HousingTrends
  • #July2023Update
  • #HomeBuying
  • #HomeSelling
  • #RealEstateOpportunities
  • #MarketInsights
  • #SummerVacation
  • #LocalRealtor
  • #RealEstateUpdates
  • #PropertyMarket
  • #BuyOrSell
  • #HousingPrices
  • #HousingMarketAnalysis
  • #RealEstateAdvice
  • #MoveAfterSummer
  • #Homeownership
  • #RealEstateTips
  • #PropertyInvestment
  • #YourCastleMyMission
  • #LindaRaymondRealEstate
  • #WilliamRaveisRealEstate
  • #WilliamRaveisSouthport


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Near and Far Aid Designer House Tour 2023: Join Us!

Join me and Near and Far Aid for the highly anticipated Designer House Tour on June 2nd! Be part of this impactful fundraising charity event that promises an unforgettable experience. Together we can all help to target poverty and support healthy thriving communities!

After the wonderful afternoon, mix and mingle with the designers, architects, and sponsors.

Click the image on the right for a quick preview! =>

Reach out below if you have questions!



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Behind the Scenes: Featured Home Tours

Each week there are specific days for each town when Realtors® can tour new listings on the market. Doing this enables us to help you best value your house when you’re ready to sell as well as guide your offer when you purchase.

I wanted to share three featured tours with you, because they are so special and completely different from one another! One is the bright condominium complex that is being constructed in the beach and downtown area. Another is a romantic antique in Greenfield Hill with property that dreams are made of, and the third is a grand and spectacularly renovated home near the Brooklawn Country Club!

Here’s a behind the scenes peek at The Reef at Fairfield Beach. The complex is within walking distance to the train, town, and beach and is comprised of nine townhouse-style units, each with elevator or elevator potential. One unit is under contract at the time of this post. (Click image for tour and tab through the clips.)

The next tour takes you back in time to an antique home in Greenfield Hill with this description in the listing introduction, “ENCHANTED GARDENS – With a magical setting created by renowned botanist and floral designer, Peter Stephens, this beautiful and enchanting 2.9 acre property is enveloped in secluded, private terraces, bubbling fountains, remarkable flower and vegetable gardens, whimsical secret vignettes and meandering pathways, garden sheds, barns (flowers, recreation, storage, poultry, ponies), twin paddocks, and meadows and river beyond.” Relax and enjoy the short video montage!

Last, but not least is a vintage home owned and decorated by an artist in the Brooklawn area of Fairfield. Brooklawn Park is a 69-lot subdivision that gets its name from the private sprawling Brooklawn Country Club founded in 1895. It was a prestigious development built in the early 1900s to serve the elite industrial businessmen at the time. The homes are palatial in size and each has its unique character.

If you would like more information or a tour of these properties, reach out to me using the form below!


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Happy April Housaversaries!

Happy April Housaveraries everyone!!

Celebrating my clients who have bought and sold during the month of April. It has been a pleasure helping you make your moves. Cheers!


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More Options in the Fairfield Connecticut Real Estate Market This Week!


Something OLD and something NEW were added to the Fairfield Connecticut market this week providing more of a range of options to buyers. I saw the Victorian home 🏡 on tour, and previewed the new construction near the beach 🌊 to share via WhatsApp with my client in LA.

Reach out if you would like to learn more about the local real estate markets and may be thinking about a move.