Linda Raymond Real Estate Blog, Fairfield, Westport & More

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Top 10 Reasons You Want This House: 6 Hillandale Lane, Greens Farms Westport CT

If you’re in the market for a new home in Westport Connecticut but aren’t sure which one’s right for you, here are the top 10 reasons this may just be the best new construction in town!

6 Hillandale Lane, Westport CT

6 Hillandale Lane, Westport CT

  1. Location, location, location!  (Okay, that’s three, but we’ll only count it as one!).  Situated just around the corner from the Post Road and right off prestigious Turkey Hill South near Martha Stewart’s previous residence, 6 Hillandale Lane is a prime location.  A protected wooded space buffers the property from any sites or sounds from the Post Road, yet the convenience to all the local amenities is there.  The home is also just four minutes from Greens Farms Station and 10 minutes from Saugatuck Station.  It is minutes from renowned Greens Farms Academy, Burying Hill Beach and the vibrant downtowns of both Westport and Fairfield.

    Greens Farms Station

    Greens Farms Station

  2. Neighborhood – The homes on Hillandale Lane each have a unique character and style.  Each is sited differently on its lot with attractive complimentary landscaping.  The neighborhood is lovely with residents of all ages and includes numerous multi-million dollar homes.
  3. Schools – People relocate to Westport from many places for the sought-after top-notch schools.
  4. Setting – Hillandale House is truly the centerpiece of the cul-de-sac on Hillandale Lane.  It has a commanding yet gracious presence from both Hillandale Road and Hillandale Lane.  At the same time, the home is tucked into the scenic private property and graced by a blend of skillfully designed and nature’s best landscaping that delivers the feel of country living. 6 Hillandale Lane Romantic Setting
  5. Views –  This special romantic setting extends its bonus to the indoors, offering stunning views of natural beauty from every room!
  6. Design – The home exhibits transitional style maintaining a timeless traditional silhouette while adding an upscale modern edge.  Windows are positioned to invite maximum natural light and scenic views.  Materials are top of the line and state of the art, such as Caesarstone countertops that are virtually indestructible, and epoxy flooring in the garage that resists dust, protects the slab, and looks super cool!
  7. Construction Team –  Coastal Construction has been building homes in Westport since 2003 and has built more than 80 luxury homes in Fairfield County. They have fine-tuned the art of quality home construction by providing careful attention to site design, layout, architecture, craftsmanship and the right location.
  8. Use of space –  The design team knows how people like to live.  So they incorporated the perfect blend of open-flow, separate private areas, and spaces for convenience. That’s why the Kitchen with large island with seating is open to the Great Room and the Breakfast Area. 6 Hillandale Ln Kitchen The Breakfast area is spacious enough to fit a dining room sized table and looks out to the backyard and patio.  This open-flow area offers many options for casual dining and entertaining.  The Formal Living and Dining Rooms offer a more intimate ambiance. The Mudroom features a walk-in pantry, walk-in closet and Powder Room for additional utility.  Four bedrooms reside on the second floor, and an additional bedroom with full bath is situated on both the third floor and walk-out lower level.  This provides privacy for various sleeping quarter arrangements.  6 Hillandale Ln Terrace from PatioThe walk-out lower level also includes a private zen-like Garden Terrace offering another separate sanctuary.  If a pool is added, this terrace also serves as access to the full bathroom downstairs. The well-thought-out design offers something for everyone and every occasion.
  9. Garage – Perfect for organizing your extra toys, furniture, bonus fridge, etc. this garage offers an extra half-bay for all your stuff.  With a door into the Mudroom off the Kitchen and a door straight to the backyard, this is the ideal hub to keep the fun times coming.  Did I mention the super cool epoxy floor?6 Hillandale Ln Garage
  10. Great backyard – If you crave a property that has both utility and undisturbed beauty, this is your place.  The backyard is wide, level, dry and fabulously scenic with a lovely wooded barrier, unlike the contrived, rigidly rectangular yards that snugly abutt their neighbors.  The pool can go just outside the walkout lower level with full bath.  The patio is the platform for enjoying a meal or watching the backyard happenings.  Whether you invite your friends or keep it to yourself, this is the perfect backyard for playtime and relaxation time alike. 6 Hillandale Ln Back Yard

If you would like more information about this property, please submit an inquiry below.  

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What Makes Your House a Home?

From the time you awake, until the time you call it a day, you carry out a pattern of activities that make up your lifestyle.

Elegant Breakfast Nook

Your house is your place of coming and going, of greetings and goodbyes, of good mornings and good nights.

Your routine may be rushed and hectic at times. At other times you may have periods of intense focus or moments of calm, harmony, and serenity.

You settle into your surroundings and set your house up to be comfortable for yourself, your family, and your friends. You decorate your house to reflect your style, tastes, interests, and passions.

Dining Room with Center Piece

You work hard and play hard. Your house is your base for productivity, security, privacy, and recharging.

Zen-like Home Office

Serene Master Bedroom

Comfy Family Room

Your house is the place you cherish, where you feel safe and sound, sometimes happy, other times sad; where you celebrate, gather together, share, work, create, cook, decorate; where you can love and be loved; where you live, grow, rest, dream, and at times sort through the chaos that life often throws at you!

 

Mudroom with Elegant Bench Cushions

Your house becomes an extension of all that you are.  And you become an extension of your house, making it complete. Without you, your house is merely a shell awaiting your energy, chemistry, creativity, excitement, and passion.

Stunning Designer Kitchen

What makes your house a home? You do!

This stunning house at 6 Hillandale Lane is awaiting completeness from you. Come home to 6 Hillandale Lane. There’s no place like home!

6 Hillandale Lane, Greens Farms, Westport CT

Please use the form below for questions, comments and showing requests!

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Get a Realtor on Board!


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Home Buying Tips In A Tight Market – What can a buyer can do to combat tight inventory?

If you are a home buyer and don’t see many options during your initial search online, make sure you get a Realtor on board to help you.  Get a Realtor on Board!

Even though inventory may be low and declining, there are at least three key actions your agent can take for you.  Make sure your agent knows what you are looking for, the location you want and your ideal timing.

  1. Armed with this insight, the first thing your agent will do is set up a search for you in the MLS. This allows other agents to conduct a ‘reverse search’ for your wish list items that could match a new listing they plan to put on the market.  They can call your agent who will then be among the first to know about the new listing that could be perfect for you!
  2. The next action your Realtor can take is to send an email to fellow agents in the offices around the town where you are looking that asks if they have a possible match coming to the market.  This can encourage sellers to expedite their plans and make their property available sooner than they had originally planned.  It also gets you first dibs on these homes!

Sample letter to homeowners

3. Last, but not least, your agent can write a letter or design a postcard describing your dream home and mail it directly to the homeowners on your favorite street or in the area you are focused on.

 

Sample Postcard

 

 

 

If you are a seller dealing with buyers that are circling and taking no action or facing a complete lack of buyers altogether, there are key action steps you can take too.

So don’t give into a slowing market, surge ahead, get the market to work for you, and make your move!

For questions or help in this market, send me a note using the form below.

Wasted time costs you money


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Choosing A Real Estate Attorney

Many people come to their Realtor with an attorney already on board.  They figure the attorney is of no concern to their agent thinking that if they know the attorney or have dealt with them before, that lawyer is the best option.  They may think a recommendation from a friend covers all the bases.  Besides price, most people haven’t considered the critical factors below about the attorney they hire to successfully close their real estate transaction.

Here’s a Top 10 List of questions you should know the answer to before bringing your attorney on board-

  1. Does he play well with others?   There are real estate attorneys that give their egos priority over their fiduciary responsibility to their clients.  These lawyers may decide they don’t like the lawyer on the other side of the transaction and deliberately try to kill your purchase or sale as an assault on that attorney. Play well with others?Your Realtor may have worked patiently and tirelessly to successfully negotiate optimal terms for you thus far only to then work triple-time behind the scenes to keep your purchase or sale together because the attorneys are fighting. You may know nothing about this unless your sale falls through because of it. You want to work with a lawyer that relates professionally with all parties in the transaction at all times, or they are counter-productive and doing you (and everyone else involved) a disservice.
  2. Does she know the new TRID lending regulations?  There are new lending regulations that require a three-day period before closing for the buyer to review all the final numbers compiled by the attorneys. This requires attorneys to be well organized and proactive in compiling the credits, debits, and allocations of taxes, insurance, oil deliveries, etc. earlier than before. There are also new forms they need to be familiar with.  If your lawyer is not up to speed with the new regulations, your closing can be significantly delayed at the last minute as a result.
  3. Is he overly chatty or verbose, adding to your bill?  I have worked with attorneys that have kept me on the phone for almost half an hour every time they called and then complained about all the extra time they are spending on the case, stating that they will have to bill for it. I’m sure this is not what you want.Wasted time costs you money
  4. Does he communicate effectively with you, your agent, the lender and the other attorney? There are attorneys that act like it’s beyond their scope of work to communicate effectively with the other parties in the transaction.  Some barely respond to calls or emails at all! Communication is a critical component in your purchase and sale because the lender, the two Realtors, and the two attorneys have a huge amount of detail to coordinate in order to keep your sale on track. entrepreneur-1001611__180 If any of the players is “missing in action” it prevents the process from progressing efficiently, and critical information can fall through the cracks.
  5. Does she specialize in real estate?  If your attorney focuses more on criminal law, divorce or other areas besides real estate, you can end up with an attorney that is in court or unavailable when you need them at a critical time. Specialized in real estate
  6. Is he familiar with the local regulations and practices? You want to be sure your attorney is knowledgeable about the local area of the home you are buying or selling. The process and attorney responsibilities can vary from county to county.  There may also be issues that arise about boundaries, zoning regulations, permits or other things specific to your town that your attorney will need to know about.
  7. Does he have a paralegal?  Many attorneys diversify their workload to include more lucrative endeavors than real estate closings.  This is fine for you as long as they have a paralegal and/or partner in his practice to keep everything on track when he is focused elsewhere.  Otherwise, you and everyone else involved in the transaction can sit ‘dead on the vine’ waiting for a critical response or document.Paralegal or partner?
  8. Is he efficient? Some attorneys are content with creating delays and taking their time to get things done. Efficient?Ask any lender or real estate agent what’s important about an attorney, and they will tell you efficiency (second to good communication)!  The entire transaction is on the clock from the moment an offer is accepted.  The attorney must send and receive the contract in the allotted timeframe and then get it to the lender. They must complete a title search and address questions and concerns in a timely fashion, and they need to prepare all the closing documents on time, or your closing could be postponed.
  9. Is she versed in your areas of specific concern? If you know your transaction will involve added elements of complexity, you want to be sure your attorney can still handle it with ease. For example, if you are moving out of state, coordinating a purchase and sale or pursuing a short sale, run this past your agent and potential attorney up-front to assess their experience and comfort level.
  10. Has your agent recommended him? Last, but not least, the most thorough insight you can get on your would-be attorney is from your Realtor.  Thumbs upMany of the questions above are not ones you can easily get answers to by interviewing the attorney directly or even from a friend who’s used her. If your agent hasn’t worked with the lawyer directly, he or she can ask other agents how well that attorney served his client and worked as a team player for a successful transaction. Your agent’s only interest in the attorney you hire is to get a solid team member on board to help ensure a smooth move for you!

Is there an attorney you are considering that you would like feedback about?  Have you had a good or bad experience you would like to share?  Is there something you would add to the list above? Your questions and comments are welcome below.

 


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Nothing Like a Great Back Yard on a Holiday Weekend!

My own backyard in the Fairfield beach area is one commonly referred to as a ‘postage stamp’, though it still manages to accommodate our trampoline and numerous get-togethers.  However, some good friends of mine in Westport have a much more spacious backyard with abundant space for fun, games and big-time bashes.  We’ve been to quite a few, with the latest one being Memorial Day weekend 2016!

Hillandale Back Yard and Patio

It turns out, these friends have just moved their social agenda to another gorgeous yard (and home) nearby.

New Home, New Back Yard!

The good news for all of you readers out there is that the wonderful backyard my friends have left now has a brand new house on it that will be ready to support a new source of festivities!

Tucked away just off Turkey Hill South, a new home sits on a quiet country lane cul-de-sac. Carefully designed and finished on four levels, this home will feature elegant transitional style with open flow and ethereal light. Romantic landscaping and plantings surround the level property making it super for entertaining, fun in the sun, and peaceful relaxation.  It is the Hillandale House.

6 Hillandale Lane, Westport CT

6 Hillandale Lane, Westport CT

The builder, Coastal Construction Group, has fine-tuned the art of quality home construction by providing careful attention to site design, layout, architecture, craftsmanship and the right property location. As we all know, a home is more than just the place we live, it’s the foundation for everyday living.  Added bonus?  This home is located four minutes from Green’s Farms station and under an hour from Manhattan!

Take a look at the sneak peek video, and visit the listing online and check out a snapshot of the progress!  Perhaps you know someone who has been weighing the options of renovation versus new construction and this may be a consideration?  If you or a friend may be interested, reach out to me at 203-912-4440 or send a note below.

In the meantime, whether it’s Memorial Day, Father’s Day, a graduation party, or just plain summer fun, here’s to a great backyard barbecue!

 

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Home Buying: Lessons Learned from Power Couple’s First Time!

Home Buyers Race to Buy House

Wait! Remember Your Pre-Approval!

Ronald and Sara were a happy young couple ready to jump into home buying and get their first home together. When they called me, they knew what they wanted, a four-bedroom home with nice property and a pool in the million dollar range. There was a house, in particular, they had seen online that they were very excited to see right away. They thought this could be it, and they would be buying their first home.

I was excited for them too! I asked if they had spoken to a mortgage professional yet. They had not, so I gave them a few reputable contacts to reach out to and told them they should have a mortgage pre-approval before they started looking. They asked why, and I told them that the pre-approval serves three critical purposes, one, it confirms that they are eligible for a loan, two, it lets them know what their spending limit is and what the associated monthly payments will be, and three, it positions them as strong and qualified buyers when presenting an offer for the home they want to buy.

So they forged ahead, chose a lender, and sought their pre-approval. But they were soon shocked and disappointed to learn that they would not be eligible for a mortgage for at least another year.

Ronald and Sara were a power couple with great jobs and ample income. Sara had a Ph.D. and was the director of a graduate school. Ronald was an emergency room physician.

But, what they didn’t realize was that all the student loans they were paying off gave them a ratio of debt to income that was too high to get a mortgage. So we found a nice home for them to rent for a year. In the meantime, they worked hard with the credit expert company, North Shore Advisory to ensure they were on the fast track for managing their debt and raising their credit scores within the one-year timeline they had set as a goal.

Couple gets engaged

“I do!”

Fairfield University Home

This is the one!

Honeymoon in Africa

Honeymoon in Africa

 

 

 

 

 

 

 

Fast forward a year later, and they sailed through the pre-approval process to obtain a Certified Pre-Approval from William Raveis Mortgage, got engaged, and found and closed on a gorgeous new home in the university area of Fairfield, Connecticut!

Ronald and Sara also managed to jet-set off to Africa for a pre-honeymoon celebration on safari before returning to their new home to plan their wedding!  Clearly they were perfectly situated to live happily ever after, but what were the lessons learned along the way?

Always get a pre-approval before you start shopping for a home so that you know where you stand, avoid unexpected setbacks, and can position yourself as a competitive buyer.   Besides, an offer to purchase a property is not complete or acceptable without a pre-approval letter from your lender or proof of cash.

Be sure your pre-approval is of the utmost quality, as they are not all created equal. Recent changes to national lending regulations add extra time sensitivity and make this more important than ever. There are a number of new technology enhancements available that can make the whole mortgage process faster, easier, and more transparent for consumers.

Mortgage Technology Enhancements

New Tech Enhancements Simplify Mortgage Process

William Raveis Mortgage is the only mortgage banker to provide a Certified Pre-Approval.  This means that when they present a Certified Pre-Approval to a buyer, they have completed a full review of credit, income, and assets, reviewed supporting documentation and double-checked it all via an automated underwriting system to ensure that when the big day comes, the buyers get their loan and the sale goes through.

Playing with Credit Cards

Play with Your Credit Cards AFTER You Close!

Last, but not least, it’s important to be aware of all the factors that can impact your credit score because, the lower your score, the more you will pay for your mortgage, (as well as insurance and other things). In fact, it’s a good idea to check your credit well in advance of applying for a loan so that you have time to work on it if need be.  Visit North Shore Advisory, Inc. for an expert resource about credit tips and strategy.  Once you have your good credit and Certified Pre-Approval in place, make sure you don’t do anything that can change your credit score before you close!  Even a tiny negative change to your credit can bump up your interest rate and suddenly put your dream home out of reach.  So check with your lender or Realtor about things you should or should not do during your home purchase process.

Then you are ready to make your dream home come true! Welcome Home!

For questions about the process of buying or selling a home, or if you’re thinking about a move this season, send me a note below!


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What are the Hot Technology Trends in Real Estate?

Six Hot Trends that are Super Cool for Consumers!

Real Estate Technology Trends

Consumer-Friendly Tech Trends in Real Estate

  1. Virtual Experiences – The trend is to showcase properties while delivering consumers

Raveis 3Dan engaging experience that also saves them time. In addition to creative videos, this includes 3D touring, virtual reality, drone photography, virtual staging and even hologram projection of furniture into rooms.  3D tours enable viewers to virtually walk through a property while using their computer mouse to “go” anywhere in the home.  The tool also creates a virtual doll house that lets buyers float through the floors and get an overall feel for the layout, orientation, and flow. Inman News recently talked about virtual reality tours that use special goggles to create an experience close to being there in person as well as gear that projects holograms of furniture into a space to visualize it “for real”.  Last, but not least, busy or far-away consumers can benefit from a live virtual tour via Skype.

  1. Social Media Exuberance – Okay you might have guessed this one, but it shouldn’t be underestimated. Social media can provide a much richer perspective and bring added value beyond what a typical website can offer when evaluating a potential Realtor.  Does the agent share useful information and resources? Do they have a strong presence on multiple platforms including a blog? Do they leverage this presence to promote client listings for maximum internet exposure? Are they creative, resourceful, knowledgeable, personable?  Do they share insights from past customers?  What do they do in their spare time? Many consumers are looking into these types of questions with a simple online search or searches within social media platforms.
  1. Mobile Optimization – Everyone’s on the go! The trend is for people to consume web content on their mobile devices.  Statista.com predicts a 57% increase in global mobile web traffic per year through 2019.  The most recent click reports I received from my e-newsletter show that readers opening the email on a mobile device versus a computer range between 50-70%. Mobile Optimization So more and more real estate websites and blogs are becoming mobile friendly and optimizing for the best mobile experience. Mobile apps are also on the rise.  William Raveis provides a comprehensive Real Estate App. The company has also released a Mortgage App that enables home buyers to start their pre-approval process right from their phone! And hot off the press is the Raveis Open House App that lets guests type in their name, phone, and email and then request a complimentary home value report, mortgage pre-approval and Local Housing e-Newsletter for the town of their choice!
  1. Mortgage Magic – Instead of misery. The complex process is now streamlined with new technology that gives consumers the efficiency and transparency they need and deserve. William Raveis Mortgage addresses the first critical step by providing buyers with a certified loan pre-approval followed by electronic milestone tracking of their loan process that also keeps all the players on track. Borrowers view a bold graphic showing a clear progression of the steps and status across their screen.  The icing on the cake? Sign documents electronically from wherever you are!Real Estate Value Forecasting
  1. Accurate Value Estimates – We’ve all heard of the Zestimate, and most of us are well aware of the frustrations with inconsistent results, incorrect data and inability to correct errors.  “What is my home worth?” is the question people are always asking. Savvy consumers want a quality tool to help them estimate the market value of their property.  William Raveis recently launched the RAVestimate. The interactive technology lets consumers  input specific home improvements and then work with comparable sales data that they select.  The company tested the tool and documented extraordinary accuracy.
  1. Predictive Marketing – Advanced intelligence and predictive modeling to help buyers before they ask are up and coming. Consumer data and predictive analytics will be used to anticipate home buying goals, preferences, and timing.  So in the not-too-distant future, Realtors, lenders, and perhaps the perfect home may be finding the buyer before they even know they are going to buy!
    Real Estate Technology, Predictive Analytics

 

Which trends to you think have the most promise?  What other trends are you seeing that are consumer driven?  From a consumer perspective, what new technology services would you like to see?

CT Post - Real Estate Tech Trends Dec 2015

For more information or questions about your moving plans, contact me using the form below.